Refinancing a mortgage is not always just a product change

We can assist you with:

Repaying your Help to Buy Equity Share scheme loan

Shared ownership staircasing (buying remaining of your shares)

Transfer of equity

Extending or reducing the term of your mortgage

Capital rising for further home improvement or other purposes

Debt consolidation

Remortgage is nothing other than the process of paying off your existing mortgage with the proceeds from a new mortgage.

New lender may offer you free valuation or free legal services in order to make their offering more attractive.

Remortgage may usually take anywhere between 4 and 6 weeks to complete.

Your new mortgage lender is likely checking your affordability and credit profile. This process may be very similar to the one you went though when you first bought your property

You may have to pay an exit fee to you current lender or if you decide to leave within your fixed rate period, early repayment charges may be applicable. Always check your current arrangement to avoid any additional penalties.

Why don’t you try our remortgage challenge?

We compare and research whole of the market to find you the best available product. If after all, choosing a product with your current lender is the cheapest option for you – we will give you an advice and recommend best product from you current mortgage rage and we wont charge you anything for our service.

 In order to get professional financial advice on how to best manage your current mortgage please contacts Step By Step Financial Solutions and arrange an appointment.